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Explaining How Credit Scores are Used in the Hiring Process
You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not.
In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process?
For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life.
Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects.
One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands.
But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.
Can Job Sharing Boost your Employee Profile? Job sharing is one of the newer occurring work arrangements on the job market. It means that two or more people share one full time position. Most often it is two people that work part time on the same position. This kind of work sharing is a great invention for all parents that want to spend more time with their children or for people that are just not made for a full time job. Job sharing is a flexible job option that shares one person’s responsibilities between two people. So, can job sharing boost your employee profile? Yes, of course is the answer to that. The reasons why job sharing boosts your employee profile are widely spread. Job sharing can bring benefits not only to employees but also to employers and companies. Start by looking at the aspect of sharing your work. If you are sharing a full time position load with another person, pressure is less on you. You still have the same deadline, but the pressure is shared and you can work more efficiently on your work assignments. Less stress makes for a happier more relaxed employee that can tackle the work given to him or her easily. This makes the employee a more balanced person. The possibility to stay at home while still having a chance to be part of a company can further your career and keep your skills up to date and this makes for a well balanced worker. Another reason why job sharing might boost your employee profile is that two people working part time actually can get more work done as one full time employee. Why is that? Well, that is very easy. While the full time employee is very tired in the mid afternoon from his already long day, the person coming in for the second half of the day has had time to relax all morning long and therefore can start with new end fresh energy and thoughts on the shared work. Should the position not be shared in half days, but in each taking a few full days, then the people sharing the position are still more relaxed and motivated. They are able to be with their family, able to rest and regenerate or have fun with some of their favorite hobbies. Psychologists and researchers have long praised the effect that a fun family filled time and enough time to be you and relax can boost your employees’ work input as well as their efficiency. In countries where employees have fewer hours per week and more vacation days a year, the work output per person is in general higher and employees are happy and motivated and stay with their company for long periods of time, if not all the way up to retirement. Additionally, if you have a good amount of time off from work, you are most likely a very motivated and happy employee and your boss and fellow employees will see you as a positive person to be around at the work place. Being a leader and motivator is all that a boss can hope for and therefore, sharing the position can immensely boost your profile. For employers, there is also the consideration of your benefits. Some companies might not pay benefits to part time employees and two part time positions will save you money. In this case, your profile is simply boosted by the fact that your employer saves money. Although in some companies, there are benefits for part-time employees and those can be based on different facts, such as hours worked, full-time benefits and more. Before considering sharing your job and entering the world of part-time employment, make sure that this is exactly what you are looking for in a job. Once you are sharing your position, there might not be a way back to full time, at least not within your own company. Patent and copyright law Understanding Patent and Copyright Law Patent and copyright law gives the inventor the exclusive rights to the invention. No one else can produce the invention for a set period of time under patent and copyright law. Patent and copyright law is set up to protect inventors. The law on patents can be found in the United States Constitution, Article 1, Section 8 and in Title 35 of the United States Code. The agency that is in charge of patent laws is a Federal Agency known as the Patent and Trademark Office. Anyone who applies for a patent will have their application reviewed by an examiner. The examiner will decide if a patent should be granted to the inventor. Individuals who have their patent application turned down can appeal it to the Patents Office Board of Appeals. Just because someone has a patent does not mean that they have the right to use, make or sell the invention. For instance, if a drug company comes up with a new drug, they can get a patent on it. However, it would not be available to be sold to the general public until the drug becomes approved by other regulatory bodies. Likewise, someone may invent an improvement to an existing product, yet they will not be allowed to produce or sell the item until they obtain a license to do so from the owner of the original patent holder. For someone to receive a patent, as stated, they must fill out an application on their invention. The application will entail the details of the invention and how it is made. In addition, the person applying for a patent must make claims that point to what the applicant deems or regards as his or her invention. A patent may have many claims with it. The claims protect the patent owner and notify the public exactly what the individual has patented or owns. If someone infringes upon patent and copyright law, it is usually enforced in a civil court setting. The owner of the patent will generally bring a civil lawsuit against the person who has infringed upon their patent and ask for monetary compensation. In addition, the patent owner can seek an injunction which would prohibit the violator from continuing to engage in any acts that would infringe upon their patent in the future. Many patent owners will make licensing agreements (or contracts) with others. These agreements allow another person or company to use someone’s patented invention in return for royalties. In addition, some patent holders who are competitors may agree to license their patents to each other to expand both of their profits. Most everything we use in our day to day life was invented by someone. That person had to seek out a patent for their invention. Patent and copyright law protects inventors from having their ideas and inventions stolen out from under them. This makes the playing field more level for individuals. Without these laws, the marketplace would be out of control and the small guy would probably be eaten alive by big business |